Debtors Anonymous - What is Business DA?

What is Business Debtors Anonymous?

Business Debtors Anonymous (BDA) is a distinct and dynamic but not separate part of Debtors

Anonymous (DA). BDA was created to focus on the recovery of members of the DA fellowship

who are either business owners or self-employed (artists, writers etc). Together, members of BDA

support one another in applying the DA principles and tools when owning and running a business.

However, as part of DA, there is no separate membership for attending Business Debtors

Anonymous meetings. It is understood that paying bills for goods and services rendered according to

agreed upon terms does not constitute debting.

Am I a business debtor?

There are particular issues that arise for such people, both in managing their businesses, and in

keeping them separate from their home lives. Note that the primary purpose of BDA is to operate

businesses without incurring debt, and personal debting issues should be addressed at regular DA

meetings. Some of the common difficulties BDA members face are:

· We neither know when bills or taxes are due, nor do we remember if and what we have paid or

still owe.

· We confuse our personal finances with our business finances.

· We often do not know the exact costs of our overheads, operating expenses or profit margins.

· We lived in a state of deprivation for the sake of our business.

For a complete list of the signs for business debtors, please visit Business Debt Signs.

How can Business Debtors Anonymous help?

In BDA we learn to operate our business along spiritual lines and we find that operating with

integrity and being of service is profitable. Some of the tools we use are:

· We operate our businesses without incurring unsecured debt.

· We accumulate cash reserves, pay our bills and employees on time, pay ourselves a regular salary

with benefits and vacation time and build a thriving, prosperous, debt-free and financially solvent

business.

· We learn how to put ourselves first and our businesses second.

· We have a business plan and goals and visions for ourselves and our businesses.

· We budget our time realistically and focus our work time on generating revenue.

· We maintain regular contact with our BDA sponsors who support us in working the Twelve Steps

and Twelve Traditions of DA.

· We have regular BDA pressure relief groups.

· We maintain regular contact with a DA action partner.

· We attend BDA & DA meetings and do service for the fellowship.

· We learn how to gain financial and spiritual success and peace of mind.

For further readings about the solution offered in BDA, pleased download:

· BDA Additional Tools

Some of this material here has been excerpted from Business Debtors Anonymous, a pamphlet

which can be ordered from the Debtors Anonymous General Service Office. For further info about

Business Debtors Anonymous, please reference the Business Debtors Anonymous sub-page of the